Analisis Persepsi Nasabah BMT Maslahah Capem Gending Dalam Pemberdayaan Usaha Mikro
Abstract
This research was conducted to find out how the customer's perception of BMT in empowering micro-enterprises and the potential possessed by businesses that have financing in Baitul mal wa tamwil (BMT) for development in their economic activities in order to provide positive, prosperous and of course more Independent things.This research is a qualitative research using a descriptive study. The data of this research is teken from primary data, namely customer perceptions and secondary statements that can be trusted. Data collection techniques in the form of interviews (interviews), observation and documentation with the parties involved as well as information from books, articles, journals and theses.The results showed that the Baitul mal wa tamwil (BMT) capem Gending has an important role in empowering micro-enterprise, namely in term of financing provided in accordance with the Shari'a and work operasional contracts in service cooperatives where students make members feel satisfied and the requirements are easy, unlike other institutions. other finance BMT assists in the development of micro enterprises for customer.
Downloads
References
A. Lathifah. (2019). Pemberdayaan Masyarakat Melalui Usaha Mikro Kecil Menengah (UMKM) Asosiasi Mekarsari Kelurahan Kdanri Kecamatan Gunungpati Kota Semarang. Jurnal Manaj. dan Bisnis, 2(3), 10.
B. A. Sumantri dan E. P. Permana. (2017). Manajemen Koperasi Dan Usaha Mikro Kecil Dan Menegah (Umkm), 1–164, Online. http://stikesstrada.ac.id/omp/index.php/ebook/catalog/book/9.
D. Kuswana, A. Aziz, dan N. Hamzah. (2016). Peranan Baitul Maal Wat Tamwil dalam Pemberdayaan Usaha Mikro Kecil dan Menengah. Jurnal Pengemb. Masy. Islam, 1(1), 82–99.
D. Prihatini. (2018). Pemeringkatan Koperasi Dalam Konteks Pemberdayaan Koperasi. BISMA JURNAL Bisnis dan Manaj, 5(1), 250–259. http://jurnal.unej.ac.id/index.php/bisma/article/download/53/30.
E. Saefullah, et al. (2016). Impelementasi Fungsi Bayt Al-Māl Dan Pengelolaannya Pada Bmt Al-Falah Sumber. Al-Amwal, 8(2).
F. Prastiawati dan E. Satya Darma. (2016). Peran Pembiayaan Baitul Maal Wat Tamwil Terhadap Perkembangan Usaha dan Peningkatan Kesejahteraan Anggotanya dari Sektor Mikro Pedagang Pasar Tradisional. Jurnal Akunt. dan Investasi, 17(2), 197–208, doi:10.18196/jai.2016.0055.197-208.
M. Zahida dan M. Sri Mulyani. Model Pemberdayaan Ekonomi Petani Berbasis Pengembangan Industri Hulu ke Hilir Untuk Meningkatkan Nilai Tambah Potensi Desa (Studi Kelompok Usaha Tani di Dusun Kucur Desa Sumberejo Purwosari Kabupaten Pasuruan).
N. I. Hasan. (2019). Faktor-Faktor yang Mempengaruhi Peningkatan Pendapatan Usaha Mikro (Studi Pada Nasabah BMT As-Salam). Jurnal Ilm. Ekon. Islam, 5(1), 73, doi: 0.29040/jiei.v5i01.464.
N. Ngulfa. (2018). Tantangan Bmt Dalam Mengembangkan Usaha Mikro Kecil Menengah. Univ. Muhammadiyah Sidoarjo, Online http://eprints.umsida.ac.id/3443/.
Q. U. Zaman, M. Kabir Hassan, W. Akhter, dan J. Brodmann. (2019). Does the interest tax shield align with maqasid al Shariah in finance?. Borsa Istanbul Rev, 19(1), 39–48, doi: 10.1016/j.bir.2018.07.004.
S. A. Kurniasari dan R. W. Bharata. (2020). Penerapan Pembiayaan Musyarakah Pada BMT Dana Barokah Muntilan. JAS (Jurnal Akunt. Syariah), 4(2), 181–195, doi: 10.46367/jas.v4i2.240.
S. Barokah dan A. N. Hanum. (2016). Analisis Persepsi Nasabah Dan Perkembangan Umkm Setelah Memperoleh Pembiayaan Mudharabah (Studi Kasus BPRS Binama Kota Semarang). Maksimum, 3( 2), 34,
doi: 10.26714/mki.3.2.2013.34-41.
S. Entas. (2017). Impelementasi Knowledge Management Pada UKM Sentra Pengrajin Sepatu di Desa Kotabatu Ciomas Kabupaten Bogor. Jurnal Tek. Komput. AMIK, 3(1), 124–128.
S. Hidayat. (2018). Persepsi Masyarakat Terhadap Baitul Maal Wat Tamwil (Bmt) Dalam Pemberdayaan Ekonomi Masyarakat, al-Uqud Jurnal Islam. Econ, 2(2), 198-212, doi: 10.26740/al-uqud.v2n2.p198-212.
Y. Hamdaini dan A. Syatiri. (2016). Pengaruh Persepsi dan Minat Terhadap Keberadaan Baitul Mal Wattamwil (BMT) di Kota Palembang. Jurnal Manaj. Dan Bisnis Sriwij, 14(3), 395–406.
Copyright (c) 2022 Ginan Nafsih, Robiatul Adawiyah, Zahida I'tisoma Billah
This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.
Jurnal allows anyone to compose, correct, and do derivative works, even for commercial purposes, as long as they credit for the original work. This license is the freest. It is recommended for maximum distribution and use of licensed material.
The submitted paper is assumed not to contain any proprietary materials that are not protected by patent rights or patent applications; The responsibility for technical content and protection of proprietary materials rests with the authors and their organizations and not the responsibility of journal or its editorial staff. The primary (first/appropriate) author is responsible for ensuring that the article has been viewed and approved by all other authors. The author's responsibility is to obtain all necessary copyright waivers to use any copyrighted material in the manuscript before submission.
Jurnal Pendidikan, Sains dan Teknologi allows the author(s) to hold the copyright without restrictions and allow the author(s) to retain publishing rights without restrictions. Jurnal Pendidikan, Sains dan Teknologi CC-BY-SA or an equivalent license as the optimal license for the publication, distribution, use, and reuse of scholarly work. Jurnal Pendidikan, Sains dan Teknologi allows the author(s) to hold the copyright without restrictions and allow the author(s) to retain publishing rights without restrictions. Jurnal Pendidikan, Sains dan Teknologi CC-BY-SA or an equivalent license as the optimal license for the publication, distribution, use, and reuse of scholarly work.
In developing strategy and setting priorities Jurnal Pendidikan, Sains dan Teknologi recognize that free access is better than priced access, libre access is better than free access, and libre under CC-BY-SA or the equivalent is better than libre under more restrictive open licenses. We should achieve what we can when we can. We should not delay achieving free in order to achieve libre, and we should not stop with free when we can achieve libre.
Jurnal Pendidikan, Sains dan Teknologi is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.
You are free to:
- Share a copy and redistribute the material in any medium or format
- Adapt a remix, transform, and build upon the material for any purpose, even commercially.
- The licensor cannot revoke these freedoms as long as you follow the license terms.