Persepsi Masyarakat tentang Bagi Hasil pada Bank Syariah
Abstract
This study aimed to determine the perceptions of the Bejijong Village community toward the profit-sharing system at Islamic Banks. This type of research uses a qualitative approach by collecting data on the Bejijong Village community and using library materials (library research). Data collection methods are observation, interviews, and documentation. Data analysis methods, namely reducing data, presenting data, and drawing conclusions. The knowledge of the people of Beijing Village about profit sharing is still relatively low because apart from not having never been a customer at an Islamic bank, the community also admits that they have received insufficient information or socialization regarding this profit sharing. This lack of understanding is one of the factors influencing the perceptions of most people in Bejijong Village so that they still think or suspect that the profit sharing and interest used by conventional banks are not much different and cause people not to be very interested in using sharia banking services and services.
Downloads
References
Bank Indonesia. (2015). Penerapan Manajemen Risiko bagi Bank Umum Syariah dan Unit Usaha Syariah. Peraturan Bank Indonesia, 1.
Deny Yudiantoro, R. P. H. (2023). The influence of preception, preferences and benefits on student trust in uin satu students using the satupay application as a media for paying ukt students. 6(1), 1610–1627.
Drs. Ismail, M. B. A. A. (2017). Perbankan Syariah.
Fitriyah, N. L., & Sholikhin, M. Y. (2019). Faktor Penentu Profitabilitas BPRS di Indonesia. Jurnal Ilmiah Ekonomi Islam, 5(3), 173. https://doi.org/10.29040/jiei.v5i3.528
Hakim, A. A. (2011). Fiqih Perbankan Syariah Transformasi Fiqih Muamalah ke dalam Peraturan Perundang-undangan. 1, 328.
Ilyas, R. (2021). Peran Dewan Pengawas Syariah Dalam Perbankan Syariah. JPS (Jurnal Perbankan Syariah), 2(1), 42–53. https://doi.org/10.46367/jps.v2i1.295
Mardiyono. (2017). Metodologi Penelitian Kuantitatif untuk Ilmu-ilmu Sosial. Perdana Mulya Sarana, 2014–2016.
Muflihin, M. D. (2019). Perkembangan Bank Syariah Di Indonesia: Sebuah Kajian Historis. JES (Jurnal Ekonomi Syariah), 4(1). https://doi.org/10.30736/jesa.v4i1.58
Mulyana, D. (2010). Ilmu Komunikasi: Suatu Pengantar. Angewandte Chemie International Edition, 6(11), 951–952., 66–67.
Nurjanah, P., & Ikhsan, N. El. (2022). Jurnal Administrasi Bisnis 2016 Jurnal Administrasi Bisnis 2016. Jurnal Administrasi Bisnis, 2(3), 449–460. www.administrasibisnis.ub.ac.id
Nurwani. (2019). Jurnal Riset Akuntansi dan Bisnis. Jurnal Riset Akuntansi Dan Bisnis, 19(Pengaruh Profitabilotas dan Ukuran Perusahaan Terhadap Nilai Perusahaan Pada Perusahaan Yang Terdaftar Di Jakarta Islamic Index (JII)), 221–228.
Rusby, Z. (2017). Manajemen Perbankan Syariah. Pusat Kajian Pendidikan Islam UR, 1–131. https://books.google.com/books?hl=en&lr=&id=P6RhEAAAQBAJ&oi=fnd&pg=PA29&dq=manajemen+resiko+bank+syariah++resiko+strategis&ots=yO3WJBeBq4&sig=VYuOpTUTyuzLS8kL-Dxtm4-3DiU
Sofyan, M. (2019). Faktor-Faktor Yang Mempengaruhi Kinerja Keuangan Bpr Syariah Di Indonesia. Sains Manajemen, 5(2). https://doi.org/10.30656/sm.v5i2.1862
Suparmi, T. (2018). Pengetahuan Masyarakat Tentang Bank Syariah Studi Kasus Pada Masyarakat Kecamatan Ngemplak, Kabupaten Boyolali. Skripsi, Jurusan Perbankan Syariah Fakultas Ekonomi Dan Bisnis Islam IAIN Surakarta, 1–124.
Tarigan, D., Marbun, P., & Tarigan, E. D. S. (2020). PERSEPSI MASYARAKAT DALAM PELAKSANAAN KETENTRAMAN DAN KETERTIBAN MASYARAKAT DI KECAMATAN DELI TUA KABUPATEN DELI SERDANG. Jurnal Ilmu Pemerintahan, Administrasi Publik, Dan Ilmu Komunikasi (JIPIKOM), 2(2). https://doi.org/10.31289/jipikom.v2i2.349
Tho’in, M. (2019). Profitability of Islamic Commercial Banks In Indonesia. IQTISHADIA Jurnal Ekonomi & Perbankan Syariah, 6(2). https://doi.org/10.19105/iqtishadia.v6i2.2429
Ulhaq, M. Z. (2019). Politik Ekonomi Islam Era Globalisasi. AMAL: Journal of Islamic Economic And Business (JIEB), 2(2).
Walgito, B. (2004). Pengantar Psikologi Umum. Paper Knowledge . Toward a Media History of Documents, 1–89.
Yuspin, W., Putri, A. D., & SH, M. H. (2020). Rekonstruksi Hukum Jaminan Pada Akad Mudharabah. https://books.google.com/books?hl=en&lr=&id=oXwGEAAAQBAJ&oi=fnd&pg=PP1&dq=mudharabah&ots=QGFYHHDqzj&sig=H8I0ZLTTfgWYoPhA-_iU-AmHsaQ
Copyright (c) 2024 Mukhamad Angga Setia Putra, Deny Yudiantoro
This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.
Jurnal allows anyone to compose, correct, and do derivative works, even for commercial purposes, as long as they credit for the original work. This license is the freest. It is recommended for maximum distribution and use of licensed material.
The submitted paper is assumed not to contain any proprietary materials that are not protected by patent rights or patent applications; The responsibility for technical content and protection of proprietary materials rests with the authors and their organizations and not the responsibility of journal or its editorial staff. The primary (first/appropriate) author is responsible for ensuring that the article has been viewed and approved by all other authors. The author's responsibility is to obtain all necessary copyright waivers to use any copyrighted material in the manuscript before submission.
Jurnal Pendidikan, Sains dan Teknologi allows the author(s) to hold the copyright without restrictions and allow the author(s) to retain publishing rights without restrictions. Jurnal Pendidikan, Sains dan Teknologi CC-BY-SA or an equivalent license as the optimal license for the publication, distribution, use, and reuse of scholarly work. Jurnal Pendidikan, Sains dan Teknologi allows the author(s) to hold the copyright without restrictions and allow the author(s) to retain publishing rights without restrictions. Jurnal Pendidikan, Sains dan Teknologi CC-BY-SA or an equivalent license as the optimal license for the publication, distribution, use, and reuse of scholarly work.
In developing strategy and setting priorities Jurnal Pendidikan, Sains dan Teknologi recognize that free access is better than priced access, libre access is better than free access, and libre under CC-BY-SA or the equivalent is better than libre under more restrictive open licenses. We should achieve what we can when we can. We should not delay achieving free in order to achieve libre, and we should not stop with free when we can achieve libre.
Jurnal Pendidikan, Sains dan Teknologi is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.
You are free to:
- Share a copy and redistribute the material in any medium or format
- Adapt a remix, transform, and build upon the material for any purpose, even commercially.
- The licensor cannot revoke these freedoms as long as you follow the license terms.
